Microfinancing

MONY by LDX gives microfinance providers a digital-first platform to disburse, track, and collect funds securely. The wallet enables institutions to issue micro-loans instantly, manage repayments in real time, and reduce reliance on cash, improving transparency and efficiency.

For borrowers, MONY becomes a simple tool to receive loans, make scheduled repayments, and access financial services without needing a traditional bank account. It also allows them to build a digital transaction history, which can be used to access larger credit opportunities over time.

Microfinance institutions benefit from faster loan cycles, reduced operational costs, and better oversight of disbursements and collections. By deploying MONY as a white-label wallet, they can scale outreach to unbanked and underserved communities while maintaining full control under their own brand.

Signature Courses by LDX by Ashish Khatry