LDX

SAFE

Stop bad transactions. Never slow the good ones.

SAFE reviews every payment as it happens and decides if it is approved, on hold, or blocked before it ever reaches your customer.

Built for payment flows where speed and control both matter: card and account payments, payouts, onboarding and high-risk transfers.

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Fraud & risk by LDX

Fraud happens in an instant

A stolen card, a hijacked account, a laundering attempt. In most businesses, catching them still means a rule written months ago, a spreadsheet nobody trusts, or an analyst opening the case a day later, after the money is already gone.

SAFE sits between your payment flow and your customer. Every transaction passes through it first. SAFE checks it against the rules your team has set, decides what should happen, and hands back an answer instantly, every single time, without a person in the loop.

  • Too slow

    By the time a case is reviewed, the transaction has already gone through and the money with it.

  • Too rigid

    Changing a rule means opening a ticket with engineering and waiting for the next release.

  • Too opaque

    "Why was this declined?" turns into a day of digging through logs to find an answer.

Real time

Decision inside the payment flow

Your rules

Written and owned by your risk team

One console

Decisions, alerts and cases together

Days

Typical time to connect and go live

One platform for every kind of risk

You are not buying four separate tools and hoping they talk to each other. Point the same engine at a different set of rules.

> Card & payment fraud

Stolen cards, account takeovers and unusual spending patterns caught the moment they happen.

> Money laundering checks

Watch-list screening and suspicious-activity patterns applied automatically on every transaction.

> High-risk payouts

Large transfers and new beneficiaries held for a second check before the money leaves.

> Sign-up & onboarding fraud

Fake accounts and promo abuse stopped before they ever reach your product.

Four outcomes, decided instantly

  1. 01

    Approve

    Goes through. Your customer never notices SAFE was there.

  2. 02

    Review

    Goes through, but a case is opened for your team to look at.

  3. 03

    Challenge

    Held for extra verification while your system handles the challenge.

  4. 04

    Decline

    Stopped on the spot, with the reason recorded immediately.

Built for the people who own risk

Not another data vendor

SAFE does not sell you a risk score and leave the decision to you. It makes the call, applies your rules, and tells your systems what to do next.

Your rules, your call

Every rule was written and approved by your own risk or fraud team. Drag-and-drop steps, no code, no release cycle.

Clear answers

"Why was this declined?" is answered before anyone has to ask. Rule, reason and weight are attached to every decision for customers, auditors and analysts.

Connect once. Fit what you already have.

  1. 1

    Connect

    One connection into your existing payment or account flow.

  2. 2

    Build your rules

    Your team sets the first rules on a visual canvas, with templates to start from.

  3. 3

    Test it safely

    Run new rules against real past transactions before they touch live traffic.

  4. 4

    Go live

    Publish immediately. Roll back in one click if a rule is not doing what you expected.

Operations that stay in one place

  • Live dashboard of how many, how fast, and what was decided
  • Cases opened automatically when a rule fires
  • Priority queues, ownership, notes and related cases
  • Bulk resolve when a pattern, not just a record, is closed
  • Scales with volume without re-architecture or forced downtime
  • Evidence retained so decisions stay explainable months later

See SAFE in action

Book a walkthrough with our team. We will map SAFE to your stack, your rules and your launch timeline.

Request a demo

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